How to Download Kotak Mahindra Bank Statement: A Comprehensive Guide

How to Download Your Kotak Mahindra Bank Statement Downloading your Kotak Mahindra Bank statement is quick and easy. Log in to the Kotak Net Banking portal or use the Kotak Mobile Banking App to access and download your statement in PDF, Excel, or CSV format. You can also request your statement via WhatsApp Banking or contact Kotak customer support for assistance. For a printed copy, visit the nearest Kotak Mahindra Bank branch.
Tracking your bank transactions is crucial for personal finance management, loan applications, tax filings, and business operations. If you hold an account with Kotak Mahindra Bank, downloading your bank statement is straightforward, whether through mobile banking, internet banking, or offline methods.
In this guide, we’ll walk you through all the possible ways to get your Kotak Mahindra Bank statement with simple, actionable steps.
1. Kotak Mobile Banking App: Quick & Easy
For those who prefer banking on the go, Kotak Mahindra Bank’s mobile app provides an effortless way to download statements.
Steps to Download:
- Download & open the Kotak 811 & Mobile Banking App (available on Android & iOS).
- Log in using your CRN/MPIN or biometric authentication.
- Navigate to “Accounts” and select your bank account.
- Tap on “Statement” and select the required time period.
- Choose PDF or Excel format and click Download.
Perfect for: Mobile users who want instant access to statements.
2. Kotak Net Banking: Detailed Statements on Your Computer
For users who need a detailed account statement, Kotak Mahindra Bank’s Net Banking is the best solution.
Steps to Download:
- Visit Kotak Net Banking.
- Click “Login” and enter your credentials (CRN, password, or OTP verification).
- Select “Banking” → “Account Statement”.
- Choose your account number and set a date range (monthly, quarterly, custom dates).
- Select your preferred format (PDF, CSV, Excel) and click Download.
Ideal for: Users needing detailed financial records for personal or business purposes.
3. WhatsApp Banking: Get Your Mini Statement Instantly
Kotak’s WhatsApp Banking lets you fetch a mini statement quickly with just a message.
How to Get Started:
- Save +91 9718566655 (Kotak’s official WhatsApp Banking number).
- Open WhatsApp and send “Hi”.
- Type “Mini Statement” and send.
- Receive your last 5 transactions instantly.
Best for: Users who need quick transaction history without logging into apps.
4. Kotak E-Statement Service: Monthly Statements in Your Inbox
If you prefer automatic monthly statements, subscribe to Kotak E-Statements.
How to Register:
- Log in to Kotak Net Banking.
- Go to “Profile/Service Requests” → “E-Statement Subscription”.
- Enter your email ID and select statement frequency (Monthly, Quarterly).
- Confirm your request.
Password to Open PDF Statements:👉 Your e-statement PDF may be password-protected. Typically, the password is a combination of your Customer ID + Date of Birth (DDMMYYYY).
Perfect for: Users who prefer automated email delivery of their bank statements.
5. SMS Banking: Mini Statement for Non-Internet Users
For those who don’t have access to the internet, Kotak offers SMS Banking.
How to Use SMS Banking:
- Send TXN (last 3 transactions) or STMT (mini statement) to 9971056767 from your registered mobile number.
- You’ll receive a message with your last 5 transactions.
Best for: Users in remote areas with limited internet access.
6. Kotak ATM: Printed Mini Statement
If you prefer a printed copy, visit a Kotak ATM and request a mini statement.
Steps to Follow:
- Insert your Kotak Debit Card.
- Enter your ATM PIN.
- Select “Mini Statement”.
- The ATM will print the last 10 transactions.
Ideal for: Users who want a hard copy of their latest transactions.
7. Visiting a Kotak Branch: Official Stamped Statement
For legal or official purposes, you may require a stamped statement from a bank branch.
How to Request It:
- Carry a valid ID Proof (Aadhaar, PAN, Passport, etc.).
- Request a bank statement for the desired period.
- The bank staff will provide a printed, stamped, and signed statement.
Best for: Users needing an officially certified statement for legal or financial reasons.
Comparison of Kotak Statement Download Methods
With multiple options to access your Kotak Mahindra Bank statement, you can choose the method that best suits your needs. Whether you prefer digital downloads, mobile banking, or traditional printed statements, Kotak makes it easy to track your finances.
Did this guide help you? Share it with friends & family!